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Use the resources on this page to create personalized product illustrations to download and share and access convenient calculators for income and long-term planning.

Fixed index annuity

ForeIncome II

With ForeIncome, your clients can select a Withdrawal Base growth option that allows them to determine the amount of lifetime income they can secure as a means to supplement their retirement income strategy. Or they can choose another Withdrawal Base growth option that may provide increases in lifetime annual payments after payments start.1

Access the ForeIncome Calculator.

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Fixed index annuity

ForeIncome II

With ForeIncome, your clients can select a Withdrawal Base growth option that allows them to determine the amount of lifetime income they can secure as a means to supplement their retirement income strategy. Or they can choose another Withdrawal Base growth option that may provide increases in lifetime annual payments after payments start.1

Access the ForeIncome Calculator.

ForeIncome sample (as of October 5, 2020)
Owner: 55 year old male, Premium: $200,000
Contract value (guaranteed elements): $153,200

Lifetime annual payment starting at age 702

1ForeIncome offers two Withdrawal Base growth options: the Guaranteed Income Builder Benefit and the Income Multiplier Benefit. The income benefit is included on the date of issue for an annual charge of 1.00% of the Withdrawal Base (the annual charge is applied at the end of each contract year). The Lifetime Withdrawal Percentage, along with Withdrawal Base value, is a determining factor in calculating the Lifetime Annual Payment (LAP), and is based on age at activation date. Must be 55 to activate benefit. With the Guaranteed Income Builder Benefit, once activated, the growth of the Withdrawal Base stops and is locked in. Withdrawals in excess of Lifetime Annual Payment will reduce the LAP for future years in proportion to the reduction in contract value due to the part of the withdrawal that exceeds the LAP. The LAP is zero prior to income activation.

2Hypothetical sample assumptions: Issued in Pennsylvania. Non-qualified premium. 7-year withdrawal charge period. Assumes ForeIncome fixed index annuity contract purchased for a $200,000 premium and selection of the Guaranteed Income Builder Benefit Withdrawal Base growth option – single life and no selection of an interest crediting method. The sample reflects ForeIncome purchased at age 55 and income activation at age 70, with no withdrawals prior to income activation. Early withdrawal charges and Market Value Adjustments (MVA) may apply. Withdrawals may reduce any optional guaranteed amounts in an amount more than the amount of the withdrawal. The Guaranteed contract value represents the guaranteed minimum value based on 0% interest crediting. If index crediting strategies are selected, indexes are not available for direct investment. View full sample illustration for additional important information.

Fixed index annuity

ForeAccumulation II

Help your clients looking to accumulate retirement assets without any worrisome market losses with ForeAccumulation. It also has an optional death benefit designed to provide predictable death benefit growth for the legacy they’re planning to leave their loved ones.3

man and a woman
Fixed index annuity

ForeAccumulation II

Help your clients looking to accumulate retirement assets without any worrisome market losses with ForeAccumulation. It also has an optional death benefit designed to provide predictable death benefit growth for the legacy they’re planning to leave their loved ones.3

ForeAccumulation sample (as of October 5, 2020)
Owner: 60 year old male - Premium: $200,000
Contract value (guaranteed elements): $194,300

Enhanced Death Benefit value at age 654

3The optional Enhanced Death Benefit is available at an annual cost of 0.50%, assessed at the end of the contract year, based off of the Enhanced Death Benefit amount. The benefit is comprised of a guaranteed roll-up of 7.00% simple interest for 15 years based off of premiums, less withdrawals. All withdrawals will reduce the benefit. A minimum issue age of 0 and maximum age of 75 applies.

4Hypothetical sample assumptions: Issued in Pennsylvania. Non-qualified premium. 5 year withdrawal charge period. The Optional Enhanced Death Benefit is included and available at an annual cost of 0.50% of the end-of-year Enhanced Death Benefit Amount. The charge is assessed at the end of the contract year while the benefit is in force. Assumes ForeAccumulation fixed index annuity contract purchased for a $200,000 premium. The Guaranteed contract value represents the guaranteed minimum value based on 0% interest crediting. If index crediting strategies are selected, indexes are not available for direct investment. Early withdrawal charges and Market Value Adjustments (MVA) may apply. View full sample illustration for additional important information.

Income annuity

ForeCertain

With a simple design, no fees or charges, ForeCertain is for people who want a predictable source of income.

Please contact our sales desk at 877-454-4777 to confirm product availability and to run a ForeCertain Advisory quote.

Adult and child
Income annuity

ForeCertain

With a simple design, no fees or charges, ForeCertain is for people who want a predictable source of income.

Please contact our sales desk at 877-454-4777 to confirm product availability and to run a ForeCertain Advisory quote.

Fixed annuity with long-term care (LTC) benefits

ForeCare

Looking for an effective way to help your clients avoid tapping their retirement savings for LTC services? ForeCare provides two to three times the contract value amount for any qualified LTC expenses, depending on eligibility.5

two women talking
Fixed annuity with long-term care (LTC) benefits

ForeCare

Looking for an effective way to help your clients avoid tapping their retirement savings for LTC services? ForeCare provides two to three times the contract value amount for any qualified LTC expenses, depending on eligibility.5

ForeCare benefit available for qualifying LTC expenses on day 1
Owner: 60 year old male - Premium: $150,000

Premier approval (3X initial premium)

5 This is called the ForeCare Multiplier (for non-qualified funds only). It provides two or three times (depending on underwriting eligibility) the amount of contract value (initial premium in CA) in long-term care coverage to spend on qualified long-term care expenses. Benefits are subject to a maximum monthly benefit. The additional coverage in excess of the Contract Value is only available to use for a qualified long-term care benefit and will not become part of the contract value or the death benefit. Withdrawals, other than for qualified long-term care expenses, will adversely affect the amount of coverage for long-term care benefits in the future. This example assumes the optional inflation and nonforfeiture riders are not purchased. Note: California policies apply the multiplier to the initial premium, and not the current contract value.

Fixed annuities

SecureFore

SecureFore annuities offer tax-deferred guaranteed growth that’s locked-in at a fixed rate for three, five or seven years.

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Fixed annuities

SecureFore

SecureFore annuities offer tax-deferred guaranteed growth that’s locked-in at a fixed rate for three, five or seven years.

SecureFore 3 sample (as of September 21, 2020)
Owner: 60 year old male - Premium: $200,000

Contract value / guaranteed minimum death benefit at end of contract year 36

6Hypothetical sample assumptions: Issued in Pennsylvania. Non-qualified premium. 3-year withdrawal charge period. No Return of Premium with No MVA. Early withdrawal charges may apply. View full sample illustration for additional important information.

Variable annuity

ForeInvestors Choice

With nearly 100 underlying investment options, use ForeInvestors Choice to build personalized, tax-deferred growth strategies for your clients, including an optional death benefit7 to help ease the tax burden on the wealth they pass to their beneficiaries.

woman with flowers
Variable annuity

ForeInvestors Choice

With nearly 100 underlying investment options, use ForeInvestors Choice to build personalized, tax-deferred growth strategies for your clients, including an optional death benefit7 to help ease the tax burden on the wealth they pass to their beneficiaries.

7Called the Earnings Protection Benefit (EPB) – available at an additional cost of 0.25%, with a maximum charge of 0.50%.

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