Fixed index annuity

ForeIncome II

ForeIncome offers a wide range of interest crediting methods and indices to help you further customize the growth potential of your clients’ fixed index annuity contracts. Here are the rates for the S&P 500 One-Year Point-to-Point with Cap crediting strategy* (assumes selection of the Income Multiplier Benefit option):

S&P 500 One Year Point-to-Point with Cap
5-year Withdrawal Charge Schedule1
4.20%
S&P 500 One Year Point-to-Point with Cap
7-year Withdrawal Charge Schedule1
4.50%
S&P 500 One Year Point-to-Point with Cap
10-year Withdrawal Charge Schedule1,2
3.50%

Rates are subject to change at any time for new issues. The current rate at issue is guaranteed for the initial strategy term and is subject to change for future strategy terms. Other interest strategies are available with distinct rates, caps or spreads. Rates do not reflect any interest crediting attributable to the Withdrawal Base growth option selected-only the cap associated with each method.

ForeIncome and ForeIncome Advisory rates and products may vary by firm. Please refer to your firm's internal rate sheet or contact sales support for details.

1Withdrawal Charge Schedule availability may vary by firm.

2Ten-Year Withdrawal Charge Schedule is not available in CA.

Fixed index annuity

ForeAccumulation II

ForeAccumulation offers a wide range of interest crediting strategies to help you further customize the growth potential of your clients’ fixed index annuity contracts. Here are the rates for the S&P 500 One Year Point-to-Point with Cap interest crediting strategy* for a premium of $100,000 or greater.

S&P 500 One Year Point-to-Point with Cap
5-year Withdrawal Charge Schedule1
4.20%
S&P 500 One Year Point-to-Point with Cap
7-year Withdrawal Charge Schedule1
4.30%
S&P 500 One Year Point-to-Point with Cap
10-year Withdrawal Charge Schedule1,2
4.40%

Rates are subject to change at any time for new issues. The current rate at issue is guaranteed for the initial strategy term, and is subject to change for future strategy terms. Other interest strategies are available with distinct rates, caps or spreads.

ForeAccumulation and ForeAccumulation Advisory rates and products may vary by firm. Please refer to your firm's internal rate sheet or contact sales support for details.

1Withdrawal Charge Schedule availability may vary by firm.

2Ten-Year Withdrawal Charge Schedule is not available in CA.

Fixed annuities

SecureFore

SecureFore annuities offer tax-deferred guaranteed growth that’s locked-in at a fixed rate for three-, five- or seven-years. 

SecureFore 33
1.50%
SecureFore 54
2.00%
SecureFore 75
2.00%

Guarantees are based on the claims-paying ability of Forethought Life Insurance Company and assume compliance with the product’s benefit rules, as applicable.

Rates are subject to change at any time for new issues. 

SecureFore rates may vary by firm. Please refer to your firm's internal rate sheet or contact sales support for details.

Applicable in all states where product is available.

3No return of premium, 3-year guarantee.
4No return of premium, 5-year guarantee.
5No return of premium, 7-year guarantee.

Income annuity

ForeCertain

ForeCertain is a single-premium income annuity designed for individuals wanting immediate or deferred predictable income. Here are sample monthly annuity payments (based on a $100,000 premium) for the 5-year guaranteed payment period income option6 with payments starting 30 days from issue:

Immediate monthly payment for male/female7
$1,686

6Rates shown do not include any optional features or benefits, in which payments may be lower.

7Please call the Sales Desk to obtain an annual payment calculation.

Fixed annuity with long-term care (LTC) benefits

ForeCare

ForeCare offers your clients an effective way to help address one of the most serious threats to their retirement savings – the likelihood of needing LTC services.

Variable annuity

ForeInvestors Choice

ForeInvestors choice offers nearly 100 underlying investment options to help you build personalized, tax-deferred growth strategies for your clients with a death benefit option to help ease the tax burden on the wealth they pass to their beneficiaries (available for an additional charge).

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